Instructions for safety online payments
You always take a risk when you shop online: there’s a chance that thieves could steal your payment information and make purchases on your dime (or pay themselves fraudulently). That risk isn’t exclusive to online shopping – it can and does happen at brick-and-mortar stores as well – but it’s especially easy to put sensitive information in the wrong hands online.
Difference between credit and debit card:
Debit and credit cards offer more than a way to access money without having to carry around cash or a bulky checkbook. Debit cards are like digitized versions of checkbooks; they are linked to your bank account (usually a checking account), and money is debited (withdrawn) from the account as soon as the transaction occurs. Credit cards are different; they offer a line of credit (i.e., a loan) that is interest-free if the monthly credit card bill is paid on time. Instead of being connected to a personal bank account, a credit card is connected to the bank or financial institution that issued the card. So when you use a credit card, the issuer pays the merchant and you go into debt to the card issuer.
How to use a credit or debit card for online payments:
- Every card have a three important unique data – a number of card, date of expiration and a code CVV/CVC. Don’t expose your card on any social network. Don’t give your card to another person and don’t leave your card out of your sight. Don’t write a PIN code on your card.
- You can block or lock your card for online payments and unlock or unblock your card at the moments when you want pay online. Every bank or financial institution has a difference terms, so we recommend call a customer services for advice.
- You can also set a weekly or daily limit for online payments. The lower the better, because many people are careless and technically less proficient, so they can provide the sensitive data about their card even on dangerous websites.
- You can also deposit money on your savings account and have a little amount of money on your current account. You can withdraw your money from savings account anytime when you will need them.
- Saving a card on Aliexpress website is safety when you are responsible user of the internet and you have a strong password. Password should contain numbers, capital and small letters, and it should consist at least from ten characters.
- You should use on your device antivirus software and firewall.
Remember that you can lose your money on Aliexpress website by your mistake. To avoid it, you should watch protection period and eventually open dispute.
We wish you a comfortable shopping